Monday, March 24, 2008
forget the "escort"
....predatory lending was widely understood to present a looming national crisis.
...not only did the bush administration do nothing to protect consumers, it embarked on an aggressive and unprecedented campaign to prevent states from protecting their residents from the very problems to which the federal government was turning a blind eye.let me explain: the administration accomplished this feat through an obscure federal agency called the office of the comptroller of the currency (occ). the occ has been in existence since the civil war. its mission is to ensure the fiscal soundness of national banks. for 140 years, the occ examined the books of national banks to make sure they were balanced, an important but uncontroversial function. but a few years ago, for the first time in its history, the occ was used as a tool against consumers.
in 2003, during the height of the predatory lending crisis, the occ invoked a clause from the 1863 national bank act to issue formal opinions preempting all state predatory lending laws, thereby rendering them inoperative. the occ also promulgated new rules that prevented states from enforcing any of their own consumer protection laws against national banks. the federal government's actions were so egregious and so unprecedented that all 50 state attorneys general, and all 50 state banking superintendents, actively fought the new rules.
but the unanimous opposition of the 50 states did not deter, or even slow, the bush administration in its goal of protecting the banks. in fact, when my office opened an investigation of possible discrimination in mortgage lending by a number of banks, the occ filed a federal lawsuit to stop the investigation. - wapo
this administration doesn't seem to like facts that dispute their lies.
since the democrats are so spineless and, quite frankly, stupid in getting caught with their pants down, can the american public bring civil charges against members of this administration for their flagrant disregard of laws and our constitution, or as awol put it...that "piece of paper?"
Labels: mortgages, sexscapades, true crime
2 Comments:
Michael, 11:04 PM PDT













this is hardball, yes. he's not dead. let's hear from him about this.